LIC Money Back Plan 25 years Bonus Rates with Maturity calculation

Each year LIC declares bonus for it’s policies. Recently LIC has launched bonus rates for the year 2020 – 2021. This article covers a list of all the bonus rates declared so far for LIC Money Back Policy 25 years.

Plan NameLIC Money Back Policy 25 years
Table No93
Types of Bonus DeclaredSRB, FAB, Diamond Jubilee Bonus
LIC Money Back Plan 25 years Bonus Rate Summary – Paisa kaudi

LIC Money Back 25 Years Plan Bonus Rates - Paisa kaudi
LIC Money Back 25 Years Plan Bonus Rates – Paisa kaudi

SRB for LIC Money Back Policy 25 years

It is declared as per 1000 Sum Assured and can be calculated as ( Bonus Rate X Sum Assured ) / 1000

Simple Reversionary Bonus rates are listed below.

Valuation yearPolicy Term (years)Bonus Rate
2020-2021 2539 – For Sum Assured less than or equal to 1 lac
40 – For Sum Assured greater than 1 lac
2019-2020 2539 – For Sum Assured less than or equal to 1 lac
40 – For Sum Assured greater than 1 lac
2018-2019 2544
2017-2018 2544
2016-2017 2544
2015-2016 2544
2014-2015 2544
2013-2014 2544
2012-2013 2544
2011-2012 2544
2010-2011 2544
2009-2010 2544
2008-2009 2544
2007-2008 2544
2006-2007 2544
2005-20062542
2004-20052545
2003-20042551
LIC Money Back Policy 25 years Reversionary Bonus Rates – Paisa kaudi

Diamond Jubilee Bonus for LIC Money Back Plan 25 years

LIC Declared this bonus on it’s founding day. It’s a one time bonus with some eligibility conditions. The prime condition is the plan should be active as on 1st Sep, 2016 also all the premiums should be paid till 1st Sep, 2016.

LIC declared this as per 1000 Sum Assured and can be calculated as

( Bonus Rate X Sum Assured ) / 1000

Diamond Jubilee Bonus Rates are listed below.

Policy Start DateBonus Rate (Per 1000 Sum Assured)
April 2011 to March 20165
April 2006 to March 201110
April 2001 to March 200615
April 1996 to March 200125
April 1991 to March 199635
April 1986 to March 199145
Prior to April 198660
LIC Diamond Jubilee Bonus Rates

FAB for LIC Money Back Policy 25 years

It’s a one time bonus that LIC pays at the time of maturity, death or surrender.
LIC declared this as per 1000 Sum Assured and can be calculated as,

( Bonus Rate X Sum Assured ) / 1000

Final Additional Bonus rates are listed below for the year 2010, 2011 and 2012

Term (years)Sum Assured (Rs)Bonus Rate (Per 1000 Sum Assured)
Up to 14 YearsUp to 25,0000
Up to 14 Years 25,001 to 50,0000
Up to 14 Years 50,001 to 1,99,9990
Up to 14 Years 2,00,000 & above0
15 to 19 YearsUp to 25,0000
15 to 19 Years 25,001 to 50,0000
15 to 19 Years 50,001 to 1,99,99915
15 to 19 Years 2,00,000 & above20
20 YearsUp to 25,0000
20 Years 25,001 to 50,00010
20 Years 50,001 to 1,99,99930
20 Years 2,00,000 & above40
21 to 24 YearsUp to 25,00010
21 to 24 Years 25,001 to 50,00020
21 to 24 Years 50,001 to 1,99,99930
21 to 24 Years 2,00,000 & above40
25 YearsUp to 25,00040
25 Years 25,001 to 50,000150
25 Years 50,001 to 1,99,999175
25 Years 2,00,000 & above225
FAB in LIC Money Back Plan 25 years – Paisa kaudi

LIC Money Back Plan 25 Maturity Calculation

So you will get your maturity value by adding Sum Assured + Simple Reversionary Bonus + Final Addition Bonus + Diamond Jubilee Bonus

LIC Money Back Plan 25 Bonus Rates FAQs

What is SRB?

SRB is simple reversionary bonus which is declared as per 1000 Sum Assured and can be calculated as ( Bonus Rate X Sum Assured ) / 1000. LIC declares bonus rates for it’s participating policies every year.

What is Diamond Jubilee Bonus?

LIC Declared this bonus on it’s founding day. It’s a one time bonus. LIC declares this as per 1000 Sum Assured and can be calculated as, ( Bonus Rate X Sum Assured ) / 1000

What is FAB?

It’s a one time bonus that LIC pays at the time of maturity, death or surrender. LIC declared this as per 1000 Sum Assured and can be calculated as,
( Bonus Rate X Sum Assured ) / 1000

How can I get LIC bonus?

Bonuses are only paid at the time of death claim, maturity claim or on surrender of the policy. Only participating policies are eligible for bonus.

How LIC Maturity is calculated?

LIC Maturity value is calculated by adding Sum Assured + Simple Reversionary Bonus + Final Addition Bonus + Diamond Jubilee Bonus

Bonus Rates of LIC Money Back Plan 20 yearsClick Here
Bonus rates of all LIC policiesClick Here
Types of bonus in LIC with calculationClick Here

This covers the bonus rate in the LIC Money Back policy 25 years. Please comment if you need any further information on this.

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