Gold ETF vs Physical Gold: What My 1g Dhanteras Gold Really Cost

Gold ETF vs physical gold: which one gives you more for your money? This Dhanteras, I found out with my own cash. On 6 November 2026, I bought a 1 gram, 24K gold bar from a reputed Mumbai jeweller. Afterwards, I checked the bill against the market rate. The difference surprised me. What I Paid … Read more

Gift Mutual Funds This Diwali: Rules, Process & Tax-Saving Guide (2026)

Why gift mutual funds this Diwali? Sweets get eaten and gadgets go out of date. Mutual fund units keep growing. This Diwali you can gift mutual funds straight from your folio to a loved one, without selling them first. And if you choose the right person, you can also cut your family’s tax bill. But … Read more

NORKA Care Premium Hike: Family Cover Jumps to Rs 35,664, Pravasis Protest

Thiruvananthapuram, November 1, 2026: The Kerala government has sharply raised the NORKA Care premium for the 2026-27 policy year. A Rs 5 lakh family cover that cost Rs 13,411 last year now costs Rs 35,664 for members aged 51 to 60. The hike has triggered protests among Pravasis in the Gulf. Meanwhile, the opposition has … Read more

Arbitrage Fund Explained: Returns, Tax & My Real Returns

An arbitrage fund is a mutual fund that earns FD-like returns with very low risk, yet it is taxed like an equity fund. I have invested in one of the arbitrage fund for 27 months. So in this post, I share how it works, what the 2026 data says, and exactly what my money earned. … Read more

LIC New Jeevan Dhara-II Plan 892: Pension, Returns & Review

LIC New Jeevan Dhara-II is a deferred pension plan. In simple terms, you pay now (once or every year), wait 1 to 15 years, and then get a guaranteed pension for the rest of your life. Also, the pension rate is locked on the day you buy. Based on LIC’s own examples, however, the return … Read more

Travel Insurance for UAE: Why India Wants You to Buy It Before You Fly

Planning a trip to Dubai or Abu Dhabi? Then travel insurance for UAE should be on your priority packing list. The Consulate General of India in Dubai has asked every Indian visitor to buy adequate medical insurance before the journey. In this guide, you will learn why the advisory was issued. You will also see … Read more