Gift Mutual Funds This Diwali: Rules, Process & Tax-Saving Guide (2026)

Why gift mutual funds this Diwali? Sweets get eaten and gadgets go out of date. Mutual fund units keep growing. This Diwali you can gift mutual funds straight from your folio to a loved one, without selling them first. And if you choose the right person, you can also cut your family’s tax bill. But … Read more

NORKA Care Premium Hike: Family Cover Jumps to Rs 35,664, Pravasis Protest

Thiruvananthapuram, November 1, 2026: The Kerala government has sharply raised the NORKA Care premium for the 2026-27 policy year. A Rs 5 lakh family cover that cost Rs 13,411 last year now costs Rs 35,664 for members aged 51 to 60. The hike has triggered protests among Pravasis in the Gulf. Meanwhile, the opposition has … Read more

LIC New Jeevan Dhara-II Plan 892: Pension, Returns & Review

LIC New Jeevan Dhara-II is a deferred pension plan. In simple terms, you pay now (once or every year), wait 1 to 15 years, and then get a guaranteed pension for the rest of your life. Also, the pension rate is locked on the day you buy. Based on LIC’s own examples, however, the return … Read more

What Is a Flexi Cap Fund? Simple Guide With 2026 Data

A flexi cap fund is a mutual fund that can invest in companies of any size: large, mid or small. It is now India’s biggest equity fund category, with ₹5.88 lakh crore in assets. So let’s understand it in the simplest way. How a Flexi Cap Fund Works We all have made our teams on … Read more

LIC Health Shield (Plan 907) Review: Fixed Cash for Hospital Stays and Surgeries

LIC Health Shield is a fixed-benefit health plan. In simple words, it pays you a fixed amount of cash when you or your family are in hospital or have surgery, whatever the actual bill is. However, it is not a mediclaim policy. So it works best as an extra layer on top of a regular … Read more