PPF Interest Rate History 1968 to 2022

PPF or Public Provident Fund is one of the most popular savings schemes started back in 1968 in India. It is a savings cum investment scheme which provides tax benefits as well. It is Considered as one of the safest options to get good guaranteed returns along with tax benefits.

PPF Latest Interest Rate for 2022

PPF News

  • Public Provident Fund (PPF) will continue to yield 7.10 % interest rate from April to June 2022 quarter – Ministry of finance.
  • PPF will yield an annual return of 7.1% for March quarter (Dec 30, 2022)

PPF Interest Rate History - Paisa kaudi
PPF Interest Rate History – Paisa kaudi

PPF Interest Rate Historical Data

We have made a year wise list of PPF interest rates along with maximum investment amount from 1968 to 2022.

YearInterest Rate (p.a)Maximum Investment Amount (₹)
01-Jan-2023 to 31-Mar-20237.1%₹1,50,000
01-Oct-2022 to 31-Dec-20227.1%₹1,50,000
01-Jul-2022 to 30-Sep-20227.1%₹1,50,000
01-Apr-2020 to 30-Jun-20227.1%₹1,50,000
01-Jul-2019 to 31-Mar-20207.9%₹1,50,000
01-Oct-2018 to 30-Jun-20198.0%₹1,50,000
01-Jan-2018 to 30-Sep-20187.6%₹1,50,000
01-Jul-2017 to 30-Sep-20177.8%₹1,50,000
01-Apr-2017 to 30-Jun-20177.9%₹1,50,000
01-Oct-2016 to 31-Mar-20178.0%₹1,50,000
01-Apr-2016 to 30-Sep-20168.1%₹1,50,000
01-Apr-2014 to 31-Mar-20168.7%₹1,50,000
01-Apr-2013 to 31-Mar-20148.7%₹1,00,000
01-Apr-2012 to 31-Mar-20138.8%₹1,00,000
01-Dec-2011 to 31-Mar-20128.6%₹1,00,000
01-Apr-2011 to 30-Nov-20118.0%₹1,00,000
01-Mar-2003 to 31-Mar-20118.0%₹70,000
01-Apr-2002 to 28-Feb-20039.0%₹70,000
01-Mar-2002 to 31-Mar-20029.0%₹60,000
01-Mar-2001 to 28-Feb-20029.5%₹60,000
15-Jan-2000 to 28-Feb-200111.0%₹60,000
01-Apr-1999 to 14-Jan-200012.0%₹60,000
FY 1988 – 8912.0%₹60,000
FY 1987 – 8812.0%₹40,000
FY 1986 – 8710.0%₹40,000
FY 1985 – 869.5%₹40,000
FY 1984 – 859.0%₹40,000
FY 1983 – 848.5%₹40,000
FY 1982 – 838.5%₹30,000
FY 1981 – 828.0%₹30,000
FY 1980 – 817.5%₹30,000
FY 1979 – 807.5%₹30,000
FY 1978 – 797.5%₹20,000
FY 1977 – 787.0%₹20,000
FY 1976 – 777.0%₹20,000
FY 1975 – 767.0%₹20,000
FY 1974 – 755.8%₹20,000
FY 1973 – 745.3%₹20,000
FY 1972 – 735.0%₹20,000
FY 1971 – 725.0%₹15,000
FY 1970 – 715.0%₹15,000
FY 1969 – 704.8%₹15,000
FY 1968 – 694.8%₹15,000
PPF Interest Rate Data – 1968 to 2022

PPF Interest Rate History FAQs

How is PPF interest rate decided?

PPF interest rate is calculated on a monthly basis but deposited at the end of the financial year.

How is PPF interest rate is Calculated?

Interest is calculated between the 5th and last day of a month. Therefore it is always advisable to invest in PPF on or before 5th day of every month to get maximum returns.

Can an individual open 2 PPF accounts?

An individual can not have more than 1 PPF account as per PPF rules.

Does PPF have tax benefits?

PPF offers up to Rs 1.5 lakh deduction on investment made in each financial year under section 80C of the Income-tax Act, 1961.

Can I withdraw PPF after 3 years?

No. Partial withdrawals from PPF can be made from the 6th financial year.

Official WebsiteClick Here
SSY interest rates history since inceptionClick Here
NSC Interest Rate History 1989 to 2022Click Here
Post Office MIS interest rate history 1987 to 2022Click Here
SCSS interest rates history 2004 to 2022Click Here
Paisa kaudi HomeClick Here

Leave a Comment