SIP

NPS Vs Mutual Funds – The Retirement Battle 2026

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You’ve likely heard elderly folks complain, “हमारी वृद्धा पेंशन नहीं आई,” or the famous dialogue from retired government workers: “जी रहे हैं पेंशन पे।” Pensions were once seen as a perk of government jobs, but since 2009, anyone can open an NPS account with flexible voluntary contributions and no upper limit. New PFRDA rules are … Read more

Endowment Plan vs. Mutual Fund: Which Tool is Right for You?

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Back in our school days, before we had any idea about insurance or investments, the only name we knew was LIC. Back then, savings simply meant LIC. It was a good thing because awareness was low, and people feared losing their money. LIC was, and still is, a trustworthy and strong brand. But now, we … Read more