You’ve likely heard elderly folks complain, “हमारी वृद्धा पेंशन नहीं आई,” or the famous dialogue from retired government workers: “जी रहे हैं पेंशन पे।” Pensions were once seen as a perk of government jobs, but since 2009, anyone can open an NPS account with flexible voluntary contributions and no upper limit. New PFRDA rules are … Read more
Back in our school days, before we had any idea about insurance or investments, the only name we knew was LIC. Back then, savings simply meant LIC. It was a good thing because awareness was low, and people feared losing their money. LIC was, and still is, a trustworthy and strong brand. But now, we … Read more
School fees are skyrocketing, inflation is peaking and the rupee is sliding. Today, a single health crisis can push a family’s finances back by five years. As parents, we face a double challenge. We must protect our families today while investing smartly enough to outpace rising costs. If you have a daughter, you are likely … Read more
The Indian life insurance sector is showing strong vitality, driven by significant annual growth and high-performing private players. Top 10 Life Insurers by New Business Premium (YOY) Top 10 Life Insurers by New Business Premium (MOM) Here we have compared the new business premium (NBP) data of the top 10 life insurers on a month … Read more
In the world of product design, “I think the user will like this” is a dangerous sentence. To build an intuitive digital assets that actually work whether it’s a consumer app or a website or any feature for B2B, B2C and D2C, we need to move from assumption to evidence. Here is a breakdown of … Read more
The Indian Mutual Fund AUM is nearing ₹80 Lakh Crore, yet our penetration remains low (just ~20% of GDP). Why? Because, Problem Statement Investors currently share their mutual fund and stock portfolio details manually (via PDFs, screenshots, or emails), which is time-consuming, error-prone, and lacks real-time accuracy. This results in poor portfolio reviews and suboptimal … Read more