LIC Jeevan Anand Plan Bonus Rates with Maturity calculation

This article covers a list of all the bonus rates declared so far for LIC Jeevan Anand Policy. Recently LIC has launched bonus rates for LIC Jeevan Anand for the year 2020 – 2021.

Plan NameLIC Jeevan Anand Policy
Table No149
Types of Bonus DeclaredSRB, Diamond Jubilee Bonus
LIC Jeevan Anand Plan Bonus Rates Summary – Paisa kaudi

LIC Jeevan Anand Plan Bonus Rates – Paisa kaudi

SRB for LIC Jeevan Anand Plan

It is declared as per 1000 Sum Assured and can be calculated as ( Bonus Rate X Sum Assured ) / 1000

Simple Reversionary Bonus rates are listed below.

Valuation yearPolicy Term (years)Bonus Rate (Per 1000 Sum Assured)
2020-2021< 1133 – For Sum Assured less than or equal to 1 lac
34 – For Sum Assured greater than 1 lac
11 to 1536 – For Sum Assured less than or equal to 1 lac
37 – For Sum Assured greater than 1 lac
16 to 2040 – For Sum Assured less than or equal to 1 lac
41 – For Sum Assured greater than 1 lac
> 2044 – For Sum Assured less than or equal to 1 lac
45 – For Sum Assured greater than 1 lac
2019-2020533 – For Sum Assured less than or equal to 1 lac
34 – For Sum Assured greater than 1 lac
6 to 1033 – For Sum Assured less than or equal to 1 lac
34 – For Sum Assured greater than 1 lac
11 to 1536 – For Sum Assured less than or equal to 1 lac
37 – For Sum Assured greater than 1 lac
16 to 2040 – For Sum Assured less than or equal to 1 lac
41 – For Sum Assured greater than 1 lac
> 2044 – For Sum Assured less than or equal to 1 lac
45 – For Sum Assured greater than 1 lac
2018-2019538
6 to 1038
11 to 1541
16 to 2045
> 2049
2017-2018538
6 to 1038
11 to 1541
16 to 2045
> 2049
2016-2017538
6 to 1038
11 to 1541
16 to 2045
> 2049
2015-2016538
6 to 1038
11 to 1541
16 to 2045
> 2049
2014-2015538
6 to 1038
11 to 1541
16 to 2045
> 2049
2013-2014537
6 to 1037
11 to 1540
16 to 2044
> 2048
2012-2013537
6 to 1037
11 to 1540
16 to 2044
> 2048
2011-2012< 1136
11 to 1539
16 to 2043
> 2047
2010-2011< 1136
11 to 1539
16 to 2043
> 2047
2009-2010< 1134
11 to 1537
16 to 2041
> 2045
2008-2009< 1134
11 to 1537
16 to 2041
> 2045
2007-2008< 1134
11 to 1537
16 to 2041
> 2045
2006-2007< 1134
11 to 1537
16 to 2041
> 2045
2005-2006< 1132
11 to 1536
16 to 2040
> 2044
2004-2005530
6 to 1034
11 to 1538
16 to 2043
> 2047
2003-2004534
6 to 1038
11 to 1543
16 to 2049
> 2053
LIC Jeevan Anand Reversionary Bonus Rates – Paisa kaudi

Diamond Jubilee Bonus for LIC Jeevan Anand Plan

LIC Declared this bonus on it’s founding day. It’s a one time bonus with some eligibility conditions. The prime condition is the plan should be active as on 1st Sep, 2016 also all the premiums should be paid till 1st Sep, 2016.

LIC declared this as per 1000 Sum Assured and can be calculated as,

( Bonus Rate X Sum Assured ) / 1000

Diamond Jubilee Bonus Rates are listed below.

Policy Start DateBonus Rate (Per 1000 Sum Assured)
April 2011 to March 20165
April 2006 to March 201110
April 2001 to March 200615
April 1996 to March 200125
April 1991 to March 199635
April 1986 to March 199145
Prior to April 198660
LIC Diamond Jubilee Bonus Rates

FAB for LIC Jeevan Anand Plan

It’s a one time bonus that LIC pays at the time of maturity, death or surrender. LIC declared this as per 1000 Sum Assured and can be calculated as, ( Bonus Rate X Sum Assured ) / 1000

There is no FAB declared in this plan.

LIC Jeevan Anand Maturity Calculation

So you will get your maturity value by adding Sum Assured + Simple Reversionary Bonus + Any special bonus (if any)

LIC Jeevan Anand Bonus Rates FAQs

What is SRB?

SRB is simple reversionary bonus which is declared as per 1000 Sum Assured and can be calculated as ( Bonus Rate X Sum Assured ) / 1000. LIC declares bonus rates for it’s participating policies every year.

What is Diamond Jubilee Bonus?

LIC Declared this bonus on it’s founding day. It’s a one time bonus. LIC declares this as per 1000 Sum Assured and can be calculated as, ( Bonus Rate X Sum Assured ) / 1000

What is FAB?

It’s a one time bonus that LIC pays at the time of maturity, death or surrender. LIC declared this as per 1000 Sum Assured and can be calculated as,
( Bonus Rate X Sum Assured ) / 1000

How can I get LIC bonus?

Bonuses are only paid at the time of death claim, maturity claim or on surrender of the policy. Only participating policies are eligible for bonus.

How LIC Maturity is calculated?

LIC Maturity value is calculated by adding Sum Assured + Simple Reversionary Bonus + Final Addition Bonus + Diamond Jubilee Bonus

Types of bonus in LIC with calculationBonus rates of all LIC policies

This covers the bonus rate in the LIC Jeevan Anand policy. Please comment if you need any further information on this.

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