Pramerica Life Claim Settlement Process online and offline

Pramerica Life Insurance provides a very fast, hassle free and customer friendly claim settlement process. Pramerica Life Insurance is a joint venture between Prudential International Insurance Holdings Limited and Dewan Housing Finance Corporation Limited. It is one of the top life insurance providers in India.

Pramerica Life Claim Settlement Process - Paisa kaudi
Pramerica Life Claim Settlement Process – Paisa kaudi

Pramerica Life Claim Process Overview

  • At Pramerica Life Insurance, filing a claim is fast and customer friendly.
  • It has 98.61% of claim settlement ratio in the FY 2020-21.
  • The company follows a simple 3 step claim settlement process.

GoalHow to make a Pramerica Life Insurance Claim
Contact NumbersToll Free : 1800 102 7070
(9:30am to 6:30pm – Mon to Sat)
Claim Helpdesk : 0124-4697072
(9am to 6pm – Mon to Fri)
WhatsApp on 8800300077
Claim Settlement Ratio (2021-2022)98.61%
Average Claim Settlement Time30 – 180 day

How to Make Pramerica Life Claims Online?

Pramerica Life Insurance follows 3 easy steps to the online claim settlement process. The process is as follows.

  • Step 1 : Claim Intimation
    • You can intimate the claim online by following the steps below.
    • Visit the Pramerica Life’s website.
    • Go to the claim section and enter policy and personal details to intimate the claim.
  • Step 2 : Document Submission
    • Once the claim is intimated, You would receive the link to upload all the documents.
    • Carefully upload all the required documents.
  • Step 3 : Claim processing & Decision
    • Expert team from Pramerica Life will study all the documents and intimate you via call or mail if any further documents are required.
    • As per IRDAI, the insurer must settle an insurance claim within 30 days of receiving all the required documents.
    • Once a claim decision is taken , the claim amount will be released as per the T&C of the policy.

How to Make Pramerica Life Claims Offline (Branch)?

  • Intimate the claim by visiting any of the Pramerica Life branches near you.
  • Fill the claim form and submit along with the required documents at the nearby branch of Pramerica Life.
  • An expert team will study the documents and proceed for the payout as per the T&C of the policy.

Other Options to File a Claim at Pramerica Life

  • Option1 : Visit the claims section of Pramerica Life’s website for online claim intimation.
  • Option 2 : You can reach out to your Agent / Advisor.
  • Option 3 : You can mail the claim information at
  • Option 4 : You can call or WhatsApp on 8800300077 (9:30am to 6:30pm – Mon to Sat)
  • Option 5 : You can register your claim by post also.
    • Send the duly filled claim form along with the required documents to the following address:
      Pramerica Life Insurance Limited, 4th Floor, Building No. 9 B, Cyber City, DLF City Phase III, Gurgaon – 122002

Documents required for Death Claim at Pramerica Life

For Medical / Natural Death :

Nominees have to submit the following documents for medical or natural death.

  • Duly filled and signed Claim Form
  • Death Certificate of the policyholder
  • Photo ID, Address proof and relationship with policyholder proof
  • Original copy of a Canceled Cheque having the name of the nominee
  • Original Policy Papers
  • Photocopy of Passbook or Bank Statement which is not more than 3 months old. (attested by the branch manager or gazette officer)
  • Report of the last attending doctor
  • Hospital treatment records
  • Authority Letter issued by the hospital
  • Certificate Cremation

For Accidental / Unnatural death / Suicide / Murder:

For Accidental or Unnatural death, in addition to the above documents you need to present the following documents.

  • Newspaper cuttings (if there are any of the incident)
  • FIR Report
  • Post-Mortem Report
  • Police Inquest Report / Panchnama
  • Final Report of the Police Investigation

For Critical Illness Claim:

  • Filled and signed Critical Illness Claim Form
  • Discharge Summaries
  • All medical/ hospital records, test reports

How to track your Claim in Pramerica Life?

For tracking your claim, you just need to follow the steps below,

Pramerica Life Claim Process FAQs

How to register death claims at Ageas Federal Life Insurance?

You can register death claims via online as well as offline mode. Know more

How will the claimant / Nominee receive the claim payout?

As per IRDAI guidelines your claim payout will be made through electronic modes.

Where should I submit my Claim documents?

You can submit your claim documents at any of your nearby Pramerica Life Branch. Also you can submit the documents via post.

Where can I get the claim form?

You can download the claim form from the Pramerica Life’s website or you can visit the nearby Pramerica Life’s branch or you can contact your advisor.

Can I register a claim at any Pramerica Life’s Branch?

Yes. You can register your claim at any Pramerica Life Insurance branch.

What is the claim settlement ratio of Pramerica Life in 2021-2022?

Claim settlement ratio of Pramerica Life is 98.61% in 2021-2022.

How much time does it take to settle a claim in Pramerica Life Insurance?

It takes an average of 30 – 180 days to settle a claim in Pramerica Life.

This covers all the points on Pramerica Life Claim Process. In case you have any questions, please write in the comment box and we will get back to you.

HomeClick Here

Leave a Comment